Who i am
Private Client Advisor
Carrie is a 36 year veteran of the insurance industry. Carrie began her career with the Houston HUB International Personal Insurance group in 2000, when the company was known as Personal Lines Insurance Brokerage , Inc. (PLI) a subsidiary of Chubb Insurance Company.
Carrie has focused her career on personal risk management and underwriting principals for affluent individuals and families. Through networking and hosting of special events, she has developed many strong and trusting relationships with business partners that cater to the affluent. By developing these relationships, Carrie has made herself known as the “go to” person for providing their clients with confidential consultations that present personal insurance options which will best protect their current and future assets.
Carrie was one of the founding members and currently involved with The Greater Houston Luxury Home Connection and a member of the newly formed Montgomery County Luxury Home Connection.
She has served on the board and been a longstanding member of FPA, The Financial Planners Association of Houston and a member of The Independent Insurance Agents of Texas.
Carrie works closely with Realtors here in Texas and all across the country. She partners with Realtors that work with Luxury Home buyers and sellers to provide a valuable (much broader) Luxury Home Insurance option for their clients. Most clients are not aware of the much broader coverage offered by these High Net Worth Companies, unlike that offered by a “standard” Insurance company. As one of my Realtor partners stated…”I don’t want my clients to have a large claim or lawsuit before knowing that they have an option to work with a HNW Company”.
Carrie is a Houston native, and resides there with her husband, Robert, and two children. She enjoys the outdoors, camping, fishing, skiing and is very active in her church.
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What Makes Us Different
We will never compromise coverage for pricing, however, we often save our clients money * Broader Coverage – Less Premium
We have a direct relationship with all of the High Net Worth Companies, locally, regionally and on a National level.
What we do
Most families with substantial assets know that they have serious exposures to financial and personal risk. HUB International is a leading insurance broker who is committed to helping you understand and manage the full scope of that risk.
When we are approached, we offer a complimentary personal insurance review. We do not just “sell” Insurance. We want to make sure that you have the proper coverage in place, for when you actually need it.
Insurance Brokerage vs. Standard Insurance
HUB is one of the largest National Independent Insurance Brokerages. We have a direct relationship with all of the High Net Worth companies. We write with over 15 different companies. We evaluate your coverage needs and approach the companies that can best fit those needs. We have a direct appointment with Chubb, Cincinnati, Pure, AIG and Nationwide Private Client, as well as Central, Travelers, Safeco, Progressive and multiple other companies for specific needs. If you approach a “standard” company, more often than not, you only have 1 option
We encourage our clients to contact us if they have a claim. We are happy to discuss your claim circumstance and deductible with you to help you determine whether you want to move forward with reporting a claim. In most cases, if you contact your “Standard” Insurance company to discuss a claim…You just filed the claim!
If you or your client work for a corporation and have a company transfer from state to state, be comforted in knowing that you can keep the same Insurance broker. We can rewrite your account anywhere in the US. We even have offices in Canada, if you would like us to transfer you to a HUB Representative there.
A Platinum Partner and Board Member for Financial Planners Association (Houston Chapter) for over 10 years
A founding Board Member of The Greater Houston Luxury Home Connection (2006 – 2017)
A Member of The Montgomery County Luxury Home Connection
Houston Host of The CLHMS (Certified Luxury Home Marketing Specialist) Realtor Training Program (2006-2017)
A National Partnership with Keller Williams International – Luxury Real Estate Division (2013 – 2017)
I met Carrie Ousley back in 2006. She was hosting the first Institute for Luxury Home Marketing Realtor Training Program here in Houston. Carrie Ousley works with HUB International Personal Insurance. She became our Insurance Broker many years ago. She shopped our Insurance with the High Net Worth Insurance Companies and was able to provide us with an Insurance Package that is much broader than the standard coverage we had. And, I might add, we were surprised to learn that she also saved us over 40% in premium savings. Much better coverage and lower premiums…Can’t beat that! Carrie has also been a great resource for my Luxury buyers and sellers. Many of my clients are like me and have had the same standard Personal Insurance coverage for many years. I refer them to Carrie because I want them to have the same great experience that we did! I would strongly recommend Carrie Ousley. I appreciate her taking care of me and my family and know that she would do the same for others.
The Institute for Luxury Home Marketing has had the benefit of working closely with Carrie Ousley for more than 9 years. During that time she has demonstrated complete professionalism. She has hosted out training program over a dozen times during our relationship. Attendees tell us that they appreciate the information she provides about the insurance needs of their very affluent clientele and many refer clients to her. We have never had a complaint about the service she provides, only compliments and words of praise. Carrie understands the affluent consumer, works as an independent insurance agent through the insurance companies she represents (Chubb, ACE, PURE, AIG and others) to provide special insurance products to the wealthy. She can (and does) insure everything from exotic cars and luxury homes to super bowl rings. Carrie is an example of the kind of professional with whom smart luxury real estate professionals should be networking and should have “on their team” when working with high-end buyers and sellers. If you would like a vendor partner in the specialty insurance arena, you can’t do better than Carrie Ousley. I would recommend her without question.
Due to a recent job-related relocation, I was in the market looking for insurance for a home we purchased in Houston. My realtor recommended I contact Carrie Ousley of HUB International. In the course of developing the insurance package for our Houston home, it became clear that HUB had a broad offering of insurance products and could write policies in many states. This allowed me to embark on a process of consolidating my insurance needs under one secure roof and dramatically simplifying my situation. HUB was able to provide homeowner’s insurance for my principal residence in Houston, as well as additional properties in two other states. In addition, they provided Auto, Flood, Earthquake, Valuable Items and Liability insurance. HUB simplified a complicated situation at a superior price, and did so in an expedient and highly professional manner. They were even willing to personalize their offering to land my business. I am very pleased with the service and the products and highly recommend HUB to others.
HUB International was born in 1998 with the merger of 11 privately held insurance brokerages. That number has grown to a network of more than 400 integrated brokerages across North America – all carrying the HUB banner.
Today, HUB is one of the largest insurance brokers in the world, and represents a broad, deep, one-of-a-kind aggregation of insurance entrepreneurs.
Where We Shine
Luxury Home Insurance – $500,000+
High Value/Performance Vehicles
Fine Valuables – Jewelry and Fine Art
Wine – Yachts – Umbrella Liability
Kidnap & Ransom Coverage
Domestic Staff (Employment Practices Liability Coverage)